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ZIP Code 04108

Cumberland, Maine

FIPS 04108

Juniper

ZIP Code 04108 is in the top 8% nationally for HPI growth 5yr %, but in the bottom 6% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median home value. And it sits in the top 10% nationally for FEMA risk score.

Median Home Value

$637,500

Higher than 93% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 92% of U.S. ZIP codes

FEMA Risk Score

21.8

Lower than 90% of U.S. ZIP codes

The basics

Total Population

826

Median Age

61.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$637,500

Higher than 93%

Median Property Tax

$7,039

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.76

Higher than 94%

Median Rent

$1,500

Higher than 83%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 92%

Appreciation 1yr %

4.5%

Higher than 82%

Pandemic Gain %

65%

Recession Drop %

-12%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

48.1

Annual Snowfall (in)

68.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.8

Lower than 90%

EAL Flood/Coastal per $1K

0.43

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04108: frequently asked questions

What is the median home value in ZIP Code 04108?
The median home value in ZIP Code 04108 is $637,500, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 04108?
The median annual property tax in ZIP Code 04108 is $7,039, an effective rate of 1% of home value.
Is ZIP Code 04108 expensive to live in?
Homes in ZIP Code 04108 cost about 6.76× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 04108?
The median gross rent in ZIP Code 04108 is $1,500 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04108?
Home prices in ZIP Code 04108 have moved 66% over the past five years (4.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04108?
ZIP Code 04108 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04108 at risk of flooding or natural disasters?
ZIP Code 04108's FEMA National Risk Index score is 21.8 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.43 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →