Back to Explorer

ZIP Code 04109

Cumberland, Maine

FIPS 04109

Juniper

ZIP Code 04109 is in the top 10% nationally for FEMA risk score. It also sits in the 95th percentile nationally for median home value.

Median Home Value

$755,400

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

21.4

Lower than 90% of U.S. ZIP codes

The basics

Total Population

213

Median Age

71.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$755,400

Higher than 95%

Median Property Tax

$7,951

Effective Tax Rate

1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

48.1

Annual Snowfall (in)

68.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.4

Lower than 90%

EAL Flood/Coastal per $1K

0.43

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04109: frequently asked questions

What is the median home value in ZIP Code 04109?
The median home value in ZIP Code 04109 is $755,400, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 04109?
The median annual property tax in ZIP Code 04109 is $7,951, an effective rate of 1% of home value.
What is the weather like in ZIP Code 04109?
ZIP Code 04109 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04109 at risk of flooding or natural disasters?
ZIP Code 04109's FEMA National Risk Index score is 21.4 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.43 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →