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ZIP Code 45325

Montgomery, Ohio

ZCTA 45325

Juniper

ZIP Code 45325 is in the lowest 37% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price growth over the past year. And it sits in the highest 21% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$289,391

Lower than 62% of U.S. ZIP codes
Home Price Growth, Past Five Years

64%

Higher than 79% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55

Lower than 63% of U.S. ZIP codes

The boundary of ZIP Code 45325, in Montgomery, Ohio.

The basics

Total Population

2,470

Median Age

47.5

Population Density

95.97

Home values & property tax

Median Property Tax

$3,361

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.89×

Lower than 58% of U.S. ZIP codes
Median Income

$81,250

Higher than 64% of U.S. ZIP codes
Median Rent

$1,060

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

18%

Higher than 96% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

22.6

Avg Temperature (°F)

52.7

Hot Days/yr (>90°F)

21.5

Freezing Days/yr (<32°F)

120

Annual Precipitation (in)

41.5

Annual Snowfall (in)

9.7

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55

Lower than 63% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45325: frequently asked questions

What is the typical home value in ZIP Code 45325?
The estimated median home value in ZIP Code 45325 today is $289,391, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 45325?
The median annual property tax in ZIP Code 45325 is $3,361, an effective rate of 1.4% of home value.
Is ZIP Code 45325 expensive to live in?
Homes in ZIP Code 45325 cost about 2.89× the median household income, lower than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 45325?
The median gross rent in ZIP Code 45325 is $1,060 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45325?
Home prices in ZIP Code 45325 have moved 64% over the past five years (18% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45325?
ZIP Code 45325 has a population of 2,470, about 95.97 people per square mile, per the U.S. Census American Community Survey. The median age is 47.5.
What is the weather like in ZIP Code 45325?
ZIP Code 45325 averages 52.7°F year-round, summer highs near 84.4°F, winter lows around 22.6°F (NOAA 1991–2020 normals). It sees about 9.7 inches of snow a year.
Is ZIP Code 45325 at risk of flooding or natural disasters?
ZIP Code 45325's FEMA National Risk Index score is 55 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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