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ZIP Code 45419

Montgomery, Ohio

ZCTA 45419

Juniper

ZIP Code 45419 is in the lowest 3% nationally for FEMA risk score. It also sits in the highest 25% nationally for median income. And it sits in the lowest 35% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$302,922

Lower than 58% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 61% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

13.3

Lower than 97% of U.S. ZIP codes

The boundary of ZIP Code 45419, in Montgomery, Ohio.

The basics

Total Population

17,008

Median Age

38.1

Population Density

4,564.09

Home values & property tax

Median Property Tax

$5,123

Property Tax Rateyearly tax as a share of home value

2.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.69×

Lower than 65% of U.S. ZIP codes
Median Income

$92,264

Higher than 75% of U.S. ZIP codes
Median Rent

$1,034

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

5.2%

Higher than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

14%

Climate & weather

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

13.3

Lower than 97% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45419: frequently asked questions

What is the typical home value in ZIP Code 45419?
The estimated median home value in ZIP Code 45419 today is $302,922, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 45419?
The median annual property tax in ZIP Code 45419 is $5,123, an effective rate of 2.1% of home value.
Is ZIP Code 45419 expensive to live in?
Homes in ZIP Code 45419 cost about 2.69× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 45419?
The median gross rent in ZIP Code 45419 is $1,034 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45419?
Home prices in ZIP Code 45419 have moved 48% over the past five years (5.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45419?
ZIP Code 45419 has a population of 17,008, about 4,564.09 people per square mile, per the U.S. Census American Community Survey. The median age is 38.1.
What is the weather like in ZIP Code 45419?
ZIP Code 45419 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45419 at risk of flooding or natural disasters?
ZIP Code 45419's FEMA National Risk Index score is 13.3 (lower than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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