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ZIP Code 45345

Montgomery, Ohio

ZCTA 45345

Juniper

ZIP Code 45345 is in the lowest 32% nationally for FEMA risk score. It also sits in the lowest 12% nationally for typical home value. And it sits in the lowest 13% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$192,523

Lower than 88% of U.S. ZIP codes
Home Price Growth, Past Five Years

65%

Higher than 81% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.6

Lower than 68% of U.S. ZIP codes

The boundary of ZIP Code 45345, in Montgomery, Ohio.

The basics

Total Population

6,110

Median Age

40.1

Population Density

273.27

Home values & property tax

Median Property Tax

$2,651

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

1.91×

Lower than 87% of U.S. ZIP codes
Median Income

$80,280

Higher than 62% of U.S. ZIP codes
Median Rent

$915

Lower than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8%

Higher than 81% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

42.2

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.6

Lower than 68% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45345: frequently asked questions

What is the typical home value in ZIP Code 45345?
The estimated median home value in ZIP Code 45345 today is $192,523, lower than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 45345?
The median annual property tax in ZIP Code 45345 is $2,651, an effective rate of 1.7% of home value.
Is ZIP Code 45345 expensive to live in?
Homes in ZIP Code 45345 cost about 1.91× the median household income, lower than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 45345?
The median gross rent in ZIP Code 45345 is $915 a month, lower than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45345?
Home prices in ZIP Code 45345 have moved 65% over the past five years (8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45345?
ZIP Code 45345 has a population of 6,110, about 273.27 people per square mile, per the U.S. Census American Community Survey. The median age is 40.1.
What is the weather like in ZIP Code 45345?
ZIP Code 45345 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45345 at risk of flooding or natural disasters?
ZIP Code 45345's FEMA National Risk Index score is 50.6 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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