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ZIP Code 45345

Montgomery, Ohio

FIPS 45345

Juniper

ZIP Code 45345 is in the top 9% nationally for appreciation 1yr %. It also sits in the top 9% nationally for HPI growth 5yr %. And it sits in the top 23% nationally for price-to-income ratio.

Median Home Value

$153,300

Lower than 67% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

49.4

Lower than 68% of U.S. ZIP codes

The basics

Total Population

6,110

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$153,300

Lower than 67%

Median Property Tax

$2,651

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.91

Lower than 77%

Median Rent

$915

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Appreciation 1yr %

8%

Higher than 91%

Pandemic Gain %

45%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

42.2

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

49.4

Lower than 68%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45345: frequently asked questions

What is the median home value in ZIP Code 45345?
The median home value in ZIP Code 45345 is $153,300, lower than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 45345?
The median annual property tax in ZIP Code 45345 is $2,651, an effective rate of 2% of home value.
Is ZIP Code 45345 expensive to live in?
Homes in ZIP Code 45345 cost about 1.91× the median household income, lower than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 45345?
The median gross rent in ZIP Code 45345 is $915 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45345?
Home prices in ZIP Code 45345 have moved 65% over the past five years (8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45345?
ZIP Code 45345 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45345 at risk of flooding or natural disasters?
ZIP Code 45345's FEMA National Risk Index score is 49.4 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →