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ZIP Code 45404

Montgomery, Ohio

FIPS 45404

Juniper

ZIP Code 45404 is in the top 19% nationally for HPI growth 5yr %. It also sits in the 14th percentile nationally for median home value. And it sits in the top 26% nationally for appreciation 1yr %.

Median Home Value

$86,900

Lower than 86% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

61.8

Near the U.S. ZIP codes median

The basics

Total Population

9,826

Median Age

35.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$86,900

Lower than 86%

Median Property Tax

$1,399

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.24

Lower than 70%

Median Rent

$884

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

2.4%

Higher than 74%

Pandemic Gain %

50%

Recession Drop %

-42%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

61.8

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45404: frequently asked questions

What is the median home value in ZIP Code 45404?
The median home value in ZIP Code 45404 is $86,900, lower than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 45404?
The median annual property tax in ZIP Code 45404 is $1,399, an effective rate of 2% of home value.
Is ZIP Code 45404 expensive to live in?
Homes in ZIP Code 45404 cost about 2.24× the median household income, lower than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 45404?
The median gross rent in ZIP Code 45404 is $884 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45404?
Home prices in ZIP Code 45404 have moved 56% over the past five years (2.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45404?
ZIP Code 45404 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45404 at risk of flooding or natural disasters?
ZIP Code 45404's FEMA National Risk Index score is 61.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →