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ZIP Code 45410

Montgomery, Ohio

ZCTA 45410

Juniper

ZIP Code 45410 is in the lowest 9% nationally for FEMA risk score. It also sits in the lowest 2% nationally for typical home value. And it sits in the lowest 11% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$129,951

Lower than 98% of U.S. ZIP codes
Home Price Growth, Past Five Years

58%

Higher than 65% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25.1

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 45410, in Montgomery, Ohio.

The basics

Total Population

14,694

Median Age

33.8

Population Density

6,105

Home values & property tax

Median Property Tax

$1,809

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.37×

Lower than 75% of U.S. ZIP codes
Median Income

$46,651

Lower than 89% of U.S. ZIP codes
Median Rent

$986

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

2.7%

Lower than 56% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

62%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

24%

Climate & weather

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25.1

Lower than 91% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45410: frequently asked questions

What is the typical home value in ZIP Code 45410?
The estimated median home value in ZIP Code 45410 today is $129,951, lower than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 45410?
The median annual property tax in ZIP Code 45410 is $1,809, an effective rate of 1.6% of home value.
Is ZIP Code 45410 expensive to live in?
Homes in ZIP Code 45410 cost about 2.37× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 45410?
The median gross rent in ZIP Code 45410 is $986 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45410?
Home prices in ZIP Code 45410 have moved 58% over the past five years (2.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45410?
ZIP Code 45410 has a population of 14,694, about 6,105 people per square mile, per the U.S. Census American Community Survey. The median age is 33.8.
What is the weather like in ZIP Code 45410?
ZIP Code 45410 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45410 at risk of flooding or natural disasters?
ZIP Code 45410's FEMA National Risk Index score is 25.1 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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