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ZIP Code 45416

Montgomery, Ohio

FIPS 45416

Juniper

ZIP Code 45416 is in the top 2% nationally for HPI growth 5yr %. It also sits in the top 11% nationally for FEMA risk score. And it sits in the 13th percentile nationally for median home value.

Median Home Value

$81,100

Lower than 87% of U.S. ZIP codes

HPI Growth 5yr %

82%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

23.3

Lower than 89% of U.S. ZIP codes

The basics

Total Population

5,640

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$81,100

Lower than 87%

Median Property Tax

$1,500

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.76

Lower than 80%

Median Rent

$1,190

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

82%

Higher than 98%

Appreciation 1yr %

0.3%

Higher than 67%

Pandemic Gain %

121%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

23.3

Lower than 89%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45416: frequently asked questions

What is the median home value in ZIP Code 45416?
The median home value in ZIP Code 45416 is $81,100, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 45416?
The median annual property tax in ZIP Code 45416 is $1,500, an effective rate of 2% of home value.
Is ZIP Code 45416 expensive to live in?
Homes in ZIP Code 45416 cost about 1.76× the median household income, lower than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 45416?
The median gross rent in ZIP Code 45416 is $1,190 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45416?
Home prices in ZIP Code 45416 have moved 82% over the past five years (0.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45416?
ZIP Code 45416 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45416 at risk of flooding or natural disasters?
ZIP Code 45416's FEMA National Risk Index score is 23.3 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →