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ZIP Code 98220

Whatcom, Washington

ZCTA 98220

Juniper

ZIP Code 98220 is in the highest 1% nationally for FEMA risk score. It also sits in the highest 25% nationally for median income. And it sits in the highest 28% nationally for home price against income.

Median Income

$92,266

Higher than 75% of U.S. ZIP codes
Home Price vs Incomeyears of income to buy a typical home

4×

Higher than 72% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

99.2

Higher than 99% of U.S. ZIP codes

The boundary of ZIP Code 98220, in Whatcom, Washington.

The basics

Total Population

541

Median Age

40.1

Population Density

26.66

Home values & property tax

Median Property Tax

$3,357

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4×

Higher than 72% of U.S. ZIP codes
Median Income

$92,266

Higher than 75% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

56%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

27%

Climate & weather

Summer Avg High (°F)

72.8

Winter Avg Low (°F)

34.6

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

0.5

Freezing Days/yr (<32°F)

46.2

Annual Precipitation (in)

52

Annual Snowfall (in)

5.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98220: frequently asked questions

How much is property tax in ZIP Code 98220?
The median annual property tax in ZIP Code 98220 is $3,357, an effective rate of 0.91% of home value.
Is ZIP Code 98220 expensive to live in?
Homes in ZIP Code 98220 cost about 4× the median household income, higher than 72% of U.S. ZIP codes.
How many people live in ZIP Code 98220?
ZIP Code 98220 has a population of 541, about 26.66 people per square mile, per the U.S. Census American Community Survey. The median age is 40.1.
What is the weather like in ZIP Code 98220?
ZIP Code 98220 averages 51.3°F year-round, summer highs near 72.8°F, winter lows around 34.6°F (NOAA 1991–2020 normals). It sees about 5.7 inches of snow a year.
Is ZIP Code 98220 at risk of flooding or natural disasters?
ZIP Code 98220's FEMA National Risk Index score is 99.2 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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