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ZIP Code 98220

Whatcom, Washington

FIPS 98220

Juniper

ZIP Code 98220 is in the bottom 1% nationally for FEMA risk score. It also sits in the 78th percentile nationally for median home value. And it sits in the bottom 25% nationally for price-to-income ratio.

Median Home Value

$368,800

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

99.2

Higher than 99% of U.S. ZIP codes

The basics

Total Population

541

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$368,800

Higher than 78%

Median Property Tax

$3,357

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4

Higher than 75%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

56%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

72.8

Winter Avg Low (°F)

34.6

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

0.5

Freezing Days/yr (<32°F)

46.2

Annual Precipitation (in)

52

Annual Snowfall (in)

5.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

99.2

Higher than 99%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98220: frequently asked questions

What is the median home value in ZIP Code 98220?
The median home value in ZIP Code 98220 is $368,800, higher than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 98220?
The median annual property tax in ZIP Code 98220 is $3,357, an effective rate of 1% of home value.
Is ZIP Code 98220 expensive to live in?
Homes in ZIP Code 98220 cost about 4× the median household income, higher than 75% of U.S. ZIP codes.
What is the weather like in ZIP Code 98220?
ZIP Code 98220 averages 51.3°F year-round, summer highs near 72.8°F, winter lows around 34.6°F (NOAA 1991–2020 normals). It sees about 5.7 inches of snow a year.
Is ZIP Code 98220 at risk of flooding or natural disasters?
ZIP Code 98220's FEMA National Risk Index score is 99.2 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →