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ZIP Code 48415

Saginaw, Michigan

ZCTA 48415

Juniper

ZIP Code 48415 is in the lowest 37% nationally for FEMA risk score. It also sits in the highest 25% nationally for home price growth over the past year. And it sits in the lowest 34% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$275,981

Lower than 66% of U.S. ZIP codes
Home Price Growth, Past Five Years

55%

Higher than 58% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55.1

Lower than 63% of U.S. ZIP codes

The boundary of ZIP Code 48415, in Saginaw, Michigan.

The basics

Total Population

8,918

Median Age

46.7

Population Density

137.66

Home values & property tax

Median Property Tax

$2,353

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.66×

Lower than 66% of U.S. ZIP codes
Median Income

$79,067

Higher than 61% of U.S. ZIP codes
Median Rent

$992

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

7%

Higher than 75% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

39%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

25%

Climate & weather

Summer Avg High (°F)

79.4

Winter Avg Low (°F)

17.2

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

4.7

Freezing Days/yr (<32°F)

149.4

Annual Precipitation (in)

34

Annual Snowfall (in)

40.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48415: frequently asked questions

What is the typical home value in ZIP Code 48415?
The estimated median home value in ZIP Code 48415 today is $275,981, lower than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 48415?
The median annual property tax in ZIP Code 48415 is $2,353, an effective rate of 1.1% of home value.
Is ZIP Code 48415 expensive to live in?
Homes in ZIP Code 48415 cost about 2.66× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 48415?
The median gross rent in ZIP Code 48415 is $992 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48415?
Home prices in ZIP Code 48415 have moved 55% over the past five years (7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48415?
ZIP Code 48415 has a population of 8,918, about 137.66 people per square mile, per the U.S. Census American Community Survey. The median age is 46.7.
What is the weather like in ZIP Code 48415?
ZIP Code 48415 averages 46.8°F year-round, summer highs near 79.4°F, winter lows around 17.2°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48415 at risk of flooding or natural disasters?
ZIP Code 48415's FEMA National Risk Index score is 55.1 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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