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ZIP Code 48655

Saginaw, Michigan

ZCTA 48655

Juniper

ZIP Code 48655 is in the lowest 15% nationally for FEMA risk score. It also sits in the lowest 4% nationally for median rent. And it sits in the highest 11% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$222,938

Lower than 80% of U.S. ZIP codes
Home Price Growth, Past Five Years

71%

Higher than 89% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33.6

Lower than 85% of U.S. ZIP codes

The boundary of ZIP Code 48655, in Saginaw, Michigan.

The basics

Total Population

5,760

Median Age

46.7

Population Density

61.34

Home values & property tax

Median Property Tax

$2,427

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.66×

Lower than 66% of U.S. ZIP codes
Median Income

$66,115

Lower than 60% of U.S. ZIP codes
Median Rent

$581

Lower than 96% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.7%

Higher than 83% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

26%

Climate & weather

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

18.6

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

142.8

Annual Precipitation (in)

34.3

Annual Snowfall (in)

40.7

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33.6

Lower than 85% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48655: frequently asked questions

What is the typical home value in ZIP Code 48655?
The estimated median home value in ZIP Code 48655 today is $222,938, lower than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 48655?
The median annual property tax in ZIP Code 48655 is $2,427, an effective rate of 1.4% of home value.
Is ZIP Code 48655 expensive to live in?
Homes in ZIP Code 48655 cost about 2.66× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 48655?
The median gross rent in ZIP Code 48655 is $581 a month, lower than 96% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48655?
Home prices in ZIP Code 48655 have moved 71% over the past five years (8.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48655?
ZIP Code 48655 has a population of 5,760, about 61.34 people per square mile, per the U.S. Census American Community Survey. The median age is 46.7.
What is the weather like in ZIP Code 48655?
ZIP Code 48655 averages 48.3°F year-round, summer highs near 81.1°F, winter lows around 18.6°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48655 at risk of flooding or natural disasters?
ZIP Code 48655's FEMA National Risk Index score is 33.6 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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