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ZIP Code 48734

Saginaw, Michigan

ZCTA 48734

Juniper

ZIP Code 48734 is in the 74th percentile nationally for median income. It also sits in the highest 26% nationally for home price growth over the past year. And it sits in the lowest 32% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$364,517

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

46%

Lower than 68% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

71.2

Higher than 57% of U.S. ZIP codes

The boundary of ZIP Code 48734, in Saginaw, Michigan.

The basics

Total Population

7,746

Median Age

50.2

Population Density

194.62

Home values & property tax

Median Property Tax

$3,686

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.35×

Higher than 57% of U.S. ZIP codes
Median Income

$91,032

Higher than 74% of U.S. ZIP codes
Median Rent

$880

Lower than 66% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.7%

Higher than 74% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

79.4

Winter Avg Low (°F)

17.2

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

4.7

Freezing Days/yr (<32°F)

149.4

Annual Precipitation (in)

34.2

Annual Snowfall (in)

40.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48734: frequently asked questions

What is the typical home value in ZIP Code 48734?
The estimated median home value in ZIP Code 48734 today is $364,517, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48734?
The median annual property tax in ZIP Code 48734 is $3,686, an effective rate of 1.2% of home value.
Is ZIP Code 48734 expensive to live in?
Homes in ZIP Code 48734 cost about 3.35× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 48734?
The median gross rent in ZIP Code 48734 is $880 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48734?
Home prices in ZIP Code 48734 have moved 46% over the past five years (6.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48734?
ZIP Code 48734 has a population of 7,746, about 194.62 people per square mile, per the U.S. Census American Community Survey. The median age is 50.2.
What is the weather like in ZIP Code 48734?
ZIP Code 48734 averages 46.8°F year-round, summer highs near 79.4°F, winter lows around 17.2°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48734 at risk of flooding or natural disasters?
ZIP Code 48734's FEMA National Risk Index score is 71.2 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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