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ZIP Code 48623

Saginaw, Michigan

ZCTA 48623

Juniper

ZIP Code 48623 is in the lowest 37% nationally for FEMA risk score. It also sits in the highest 18% nationally for median income. And it sits in the highest 19% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$317,491

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

56%

Higher than 60% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

55.1

Lower than 63% of U.S. ZIP codes

The boundary of ZIP Code 48623, in Saginaw, Michigan.

The basics

Total Population

15,129

Median Age

41.7

Population Density

207.68

Home values & property tax

Median Property Tax

$3,346

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.55×

Lower than 69% of U.S. ZIP codes
Median Income

$101,250

Higher than 82% of U.S. ZIP codes
Median Rent

$1,229

Higher than 66% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.2%

Higher than 81% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

15%

Climate & weather

Summer Avg High (°F)

80.2

Winter Avg Low (°F)

18.9

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

8.7

Freezing Days/yr (<32°F)

138.6

Annual Precipitation (in)

32.1

Annual Snowfall (in)

49

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48623: frequently asked questions

What is the typical home value in ZIP Code 48623?
The estimated median home value in ZIP Code 48623 today is $317,491, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48623?
The median annual property tax in ZIP Code 48623 is $3,346, an effective rate of 1.3% of home value.
Is ZIP Code 48623 expensive to live in?
Homes in ZIP Code 48623 cost about 2.55× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 48623?
The median gross rent in ZIP Code 48623 is $1,229 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48623?
Home prices in ZIP Code 48623 have moved 56% over the past five years (8.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48623?
ZIP Code 48623 has a population of 15,129, about 207.68 people per square mile, per the U.S. Census American Community Survey. The median age is 41.7.
What is the weather like in ZIP Code 48623?
ZIP Code 48623 averages 48°F year-round, summer highs near 80.2°F, winter lows around 18.9°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48623 at risk of flooding or natural disasters?
ZIP Code 48623's FEMA National Risk Index score is 55.1 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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