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ZIP Code 48616

Saginaw, Michigan

ZCTA 48616

Juniper

ZIP Code 48616 is in the lowest 36% nationally for FEMA risk score. It also sits in the highest 6% nationally for home price growth over five years. And it sits in the highest 12% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$207,019

Lower than 84% of U.S. ZIP codes
Home Price Growth, Past Five Years

77%

Higher than 94% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.6

Lower than 64% of U.S. ZIP codes

The boundary of ZIP Code 48616, in Saginaw, Michigan.

The basics

Total Population

7,577

Median Age

45.7

Population Density

93.4

Home values & property tax

Median Property Tax

$2,356

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.44×

Lower than 73% of U.S. ZIP codes
Median Income

$66,819

Lower than 58% of U.S. ZIP codes
Median Rent

$730

Lower than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

10%

Higher than 88% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

50%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

80

Winter Avg Low (°F)

18.2

Avg Temperature (°F)

47.6

Hot Days/yr (>90°F)

7.7

Freezing Days/yr (<32°F)

149.2

Annual Precipitation (in)

34.3

Annual Snowfall (in)

38.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.6

Lower than 64% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48616: frequently asked questions

What is the typical home value in ZIP Code 48616?
The estimated median home value in ZIP Code 48616 today is $207,019, lower than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 48616?
The median annual property tax in ZIP Code 48616 is $2,356, an effective rate of 1.4% of home value.
Is ZIP Code 48616 expensive to live in?
Homes in ZIP Code 48616 cost about 2.44× the median household income, lower than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 48616?
The median gross rent in ZIP Code 48616 is $730 a month, lower than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48616?
Home prices in ZIP Code 48616 have moved 77% over the past five years (10% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48616?
ZIP Code 48616 has a population of 7,577, about 93.4 people per square mile, per the U.S. Census American Community Survey. The median age is 45.7.
What is the weather like in ZIP Code 48616?
ZIP Code 48616 averages 47.6°F year-round, summer highs near 80°F, winter lows around 18.2°F (NOAA 1991–2020 normals). It sees about 38.3 inches of snow a year.
Is ZIP Code 48616 at risk of flooding or natural disasters?
ZIP Code 48616's FEMA National Risk Index score is 54.6 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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