Back to Explorer

ZIP Code 48604

Saginaw, Michigan

ZCTA 48604

Juniper

ZIP Code 48604 is in the 2th percentile nationally for typical home value. It also sits in the lowest 13% nationally for home price against income. And it sits in the highest 15% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$123,741

Lower than 98% of U.S. ZIP codes
Home Price Growth, Past Five Years

68%

Higher than 85% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

58.7

Lower than 59% of U.S. ZIP codes

The boundary of ZIP Code 48604, in Saginaw, Michigan.

The basics

Total Population

11,011

Median Age

25.6

Population Density

419.45

Home values & property tax

Median Property Tax

$2,089

Property Tax Rateyearly tax as a share of home value

2.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

1.91×

Lower than 87% of U.S. ZIP codes
Median Income

$53,042

Lower than 82% of U.S. ZIP codes
Median Rent

$1,114

Higher than 58% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.6%

Higher than 67% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

50%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

18.6

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

142.8

Annual Precipitation (in)

34

Annual Snowfall (in)

40.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48604: frequently asked questions

What is the typical home value in ZIP Code 48604?
The estimated median home value in ZIP Code 48604 today is $123,741, lower than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 48604?
The median annual property tax in ZIP Code 48604 is $2,089, an effective rate of 2.1% of home value.
Is ZIP Code 48604 expensive to live in?
Homes in ZIP Code 48604 cost about 1.91× the median household income, lower than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 48604?
The median gross rent in ZIP Code 48604 is $1,114 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48604?
Home prices in ZIP Code 48604 have moved 68% over the past five years (5.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48604?
ZIP Code 48604 has a population of 11,011, about 419.45 people per square mile, per the U.S. Census American Community Survey. The median age is 25.6.
What is the weather like in ZIP Code 48604?
ZIP Code 48604 averages 48.3°F year-round, summer highs near 81.1°F, winter lows around 18.6°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48604 at risk of flooding or natural disasters?
ZIP Code 48604's FEMA National Risk Index score is 58.7 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer