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ZIP Code 48604

Saginaw, Michigan

FIPS 48604

Juniper

ZIP Code 48604 is in the top 7% nationally for HPI growth 5yr %. It also sits in the top 15% nationally for appreciation 1yr %. And it sits in the 18th percentile nationally for median home value.

Median Home Value

$101,200

Lower than 82% of U.S. ZIP codes

HPI Growth 5yr %

68%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

57.9

Lower than 59% of U.S. ZIP codes

The basics

Total Population

11,011

Median Age

25.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$101,200

Lower than 82%

Median Property Tax

$2,089

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.91

Lower than 77%

Median Rent

$1,114

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

68%

Higher than 93%

Appreciation 1yr %

5.6%

Higher than 85%

Pandemic Gain %

50%

Recession Drop %

-33%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

18.6

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

142.8

Annual Precipitation (in)

34

Annual Snowfall (in)

40.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

57.9

Lower than 59%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48604: frequently asked questions

What is the median home value in ZIP Code 48604?
The median home value in ZIP Code 48604 is $101,200, lower than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 48604?
The median annual property tax in ZIP Code 48604 is $2,089, an effective rate of 2% of home value.
Is ZIP Code 48604 expensive to live in?
Homes in ZIP Code 48604 cost about 1.91× the median household income, lower than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 48604?
The median gross rent in ZIP Code 48604 is $1,114 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48604?
Home prices in ZIP Code 48604 have moved 68% over the past five years (5.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48604?
ZIP Code 48604 averages 48.3°F year-round, summer highs near 81.1°F, winter lows around 18.6°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48604 at risk of flooding or natural disasters?
ZIP Code 48604's FEMA National Risk Index score is 57.9 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →