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ZIP Code 48603

Saginaw, Michigan

ZCTA 48603

Juniper

ZIP Code 48603 is in the lowest 36% nationally for FEMA risk score. It also sits in the lowest 21% nationally for typical home value. And it sits in the lowest 40% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$226,664

Lower than 79% of U.S. ZIP codes
Home Price Growth, Past Five Years

50%

Lower than 58% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.9

Lower than 64% of U.S. ZIP codes

The boundary of ZIP Code 48603, in Saginaw, Michigan.

The basics

Total Population

27,757

Median Age

41

Population Density

1,523.2

Home values & property tax

Median Property Tax

$2,788

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.82×

Lower than 60% of U.S. ZIP codes
Median Income

$66,352

Lower than 59% of U.S. ZIP codes
Median Rent

$1,050

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

2.7%

Lower than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

40%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

18.6

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

142.8

Annual Precipitation (in)

34

Annual Snowfall (in)

40.7

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.9

Lower than 64% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48603: frequently asked questions

What is the typical home value in ZIP Code 48603?
The estimated median home value in ZIP Code 48603 today is $226,664, lower than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 48603?
The median annual property tax in ZIP Code 48603 is $2,788, an effective rate of 1.5% of home value.
Is ZIP Code 48603 expensive to live in?
Homes in ZIP Code 48603 cost about 2.82× the median household income, lower than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 48603?
The median gross rent in ZIP Code 48603 is $1,050 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48603?
Home prices in ZIP Code 48603 have moved 50% over the past five years (2.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48603?
ZIP Code 48603 has a population of 27,757, about 1,523.2 people per square mile, per the U.S. Census American Community Survey. The median age is 41.
What is the weather like in ZIP Code 48603?
ZIP Code 48603 averages 48.3°F year-round, summer highs near 81.1°F, winter lows around 18.6°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48603 at risk of flooding or natural disasters?
ZIP Code 48603's FEMA National Risk Index score is 54.9 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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