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ZIP Code 48601

Saginaw, Michigan

ZCTA 48601

Juniper

ZIP Code 48601 is in the lowest 15% nationally for FEMA risk score. It also sits in the lowest 1% statewide for typical home value. And it sits in the lowest 5% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$81,341

Lower than 99% of Michigan ZIP codes
Home Price Growth, Past Five Years

65%

Higher than 80% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

32.7

Lower than 85% of U.S. ZIP codes

The boundary of ZIP Code 48601, in Saginaw, Michigan.

The basics

Total Population

31,601

Median Age

38.2

Population Density

302.85

Home values & property tax

Median Property Tax

$1,262

Property Tax Rateyearly tax as a share of home value

2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

1.61×

Lower than 93% of U.S. ZIP codes
Median Income

$38,900

Lower than 95% of U.S. ZIP codes
Median Rent

$856

Lower than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

14%

Higher than 94% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

32%

Climate & weather

Summer Avg High (°F)

81.1

Winter Avg Low (°F)

18.6

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

142.8

Annual Precipitation (in)

34

Annual Snowfall (in)

40.7

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

32.7

Lower than 85% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48601: frequently asked questions

What is the typical home value in ZIP Code 48601?
The estimated median home value in ZIP Code 48601 today is $81,341, lower than 99% of Michigan ZIP codes.
How much is property tax in ZIP Code 48601?
The median annual property tax in ZIP Code 48601 is $1,262, an effective rate of 2% of home value.
Is ZIP Code 48601 expensive to live in?
Homes in ZIP Code 48601 cost about 1.61× the median household income, lower than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 48601?
The median gross rent in ZIP Code 48601 is $856 a month, lower than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48601?
Home prices in ZIP Code 48601 have moved 65% over the past five years (14% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48601?
ZIP Code 48601 has a population of 31,601, about 302.85 people per square mile, per the U.S. Census American Community Survey. The median age is 38.2.
What is the weather like in ZIP Code 48601?
ZIP Code 48601 averages 48.3°F year-round, summer highs near 81.1°F, winter lows around 18.6°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48601 at risk of flooding or natural disasters?
ZIP Code 48601's FEMA National Risk Index score is 32.7 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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