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ZIP Code 96738

Hawaii, Hawaii

ZCTA 96738

Juniper

ZIP Code 96738 is in the highest 1% nationally for FEMA risk score. It also sits in the highest 2% nationally for home price against income. And it sits in the highest 5% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$909,215

Higher than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 62% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

99.3

Higher than 99% of U.S. ZIP codes

The boundary of ZIP Code 96738, in Hawaii, Hawaii.

The basics

Total Population

7,862

Median Age

40.3

Population Density

98.46

Home values & property tax

Median Property Tax

$1,830

Property Tax Rateyearly tax as a share of home value

0.22%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

10.06×

Higher than 98% of U.S. ZIP codes
Median Income

$80,928

Higher than 63% of U.S. ZIP codes
Median Rent

$2,184

Higher than 94% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

33%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

40%

Climate & weather

Summer Avg High (°F)

87.8

Winter Avg Low (°F)

68.9

Avg Temperature (°F)

78.8

Hot Days/yr (>90°F)

12

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

14.7

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 96738: frequently asked questions

What is the typical home value in ZIP Code 96738?
The estimated median home value in ZIP Code 96738 today is $909,215, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 96738?
The median annual property tax in ZIP Code 96738 is $1,830, an effective rate of 0.22% of home value.
Is ZIP Code 96738 expensive to live in?
Homes in ZIP Code 96738 cost about 10.06× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 96738?
The median gross rent in ZIP Code 96738 is $2,184 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 96738?
Home prices in ZIP Code 96738 have moved 48% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 96738?
ZIP Code 96738 has a population of 7,862, about 98.46 people per square mile, per the U.S. Census American Community Survey. The median age is 40.3.
What is the weather like in ZIP Code 96738?
ZIP Code 96738 averages 78.8°F year-round, summer highs near 87.8°F, winter lows around 68.9°F (NOAA 1991–2020 normals).
Is ZIP Code 96738 at risk of flooding or natural disasters?
ZIP Code 96738's FEMA National Risk Index score is 99.3 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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