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ZIP Code 96778

Hawaii, Hawaii

ZCTA 96778

Juniper

ZIP Code 96778 is in the highest 1% nationally for FEMA risk score. It also sits in the lowest 6% nationally for median income. And it sits in the highest 6% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$297,288

Lower than 60% of U.S. ZIP codes
Home Price Growth, Past Five Years

52%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

99.2

Higher than 99% of U.S. ZIP codes

The boundary of ZIP Code 96778, in Hawaii, Hawaii.

The basics

Total Population

15,262

Median Age

47.5

Population Density

72.16

Home values & property tax

Median Property Tax

$656

Property Tax Rateyearly tax as a share of home value

0.24%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.89×

Higher than 94% of U.S. ZIP codes
Median Income

$39,750

Lower than 94% of U.S. ZIP codes
Median Rent

$1,293

Higher than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.7%

Higher than 68% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

58%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

49%

Climate & weather

Summer Avg High (°F)

76.8

Winter Avg Low (°F)

56.4

Avg Temperature (°F)

67

Hot Days/yr (>90°F)

0.6

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

146.3

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 96778: frequently asked questions

What is the typical home value in ZIP Code 96778?
The estimated median home value in ZIP Code 96778 today is $297,288, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 96778?
The median annual property tax in ZIP Code 96778 is $656, an effective rate of 0.24% of home value.
Is ZIP Code 96778 expensive to live in?
Homes in ZIP Code 96778 cost about 6.89× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 96778?
The median gross rent in ZIP Code 96778 is $1,293 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 96778?
Home prices in ZIP Code 96778 have moved 52% over the past five years (5.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 96778?
ZIP Code 96778 has a population of 15,262, about 72.16 people per square mile, per the U.S. Census American Community Survey. The median age is 47.5.
What is the weather like in ZIP Code 96778?
ZIP Code 96778 averages 67°F year-round, summer highs near 76.8°F, winter lows around 56.4°F (NOAA 1991–2020 normals).
Is ZIP Code 96778 at risk of flooding or natural disasters?
ZIP Code 96778's FEMA National Risk Index score is 99.2 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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