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ZIP Code 18634

Luzerne, Pennsylvania

ZCTA 18634

Juniper

ZIP Code 18634 is in the lowest 5% nationally for FEMA risk score. It also sits in the highest 3% nationally for home price growth over five years. And it sits in the lowest 5% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$149,766

Lower than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

83%

Higher than 97% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

18.8

Lower than 95% of U.S. ZIP codes

The boundary of ZIP Code 18634, in Luzerne, Pennsylvania.

The basics

Total Population

13,785

Median Age

41.4

Population Density

963.42

Home values & property tax

Median Property Tax

$1,731

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

1.82×

Lower than 89% of U.S. ZIP codes
Median Income

$61,439

Lower than 68% of U.S. ZIP codes
Median Rent

$822

Lower than 74% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.8%

Lower than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

10%

Climate & weather

Summer Avg High (°F)

76.7

Winter Avg Low (°F)

18.1

Avg Temperature (°F)

46.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

163.4

Annual Precipitation (in)

47.5

Annual Snowfall (in)

35.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

18.8

Lower than 95% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18634: frequently asked questions

What is the typical home value in ZIP Code 18634?
The estimated median home value in ZIP Code 18634 today is $149,766, lower than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 18634?
The median annual property tax in ZIP Code 18634 is $1,731, an effective rate of 1.6% of home value.
Is ZIP Code 18634 expensive to live in?
Homes in ZIP Code 18634 cost about 1.82× the median household income, lower than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 18634?
The median gross rent in ZIP Code 18634 is $822 a month, lower than 74% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18634?
Home prices in ZIP Code 18634 have moved 83% over the past five years (1.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18634?
ZIP Code 18634 has a population of 13,785, about 963.42 people per square mile, per the U.S. Census American Community Survey. The median age is 41.4.
What is the weather like in ZIP Code 18634?
ZIP Code 18634 averages 46.6°F year-round, summer highs near 76.7°F, winter lows around 18.1°F (NOAA 1991–2020 normals). It sees about 35.6 inches of snow a year.
Is ZIP Code 18634 at risk of flooding or natural disasters?
ZIP Code 18634's FEMA National Risk Index score is 18.8 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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