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ZIP Code 18705

Luzerne, Pennsylvania

ZCTA 18705

Juniper

ZIP Code 18705 is in the lowest 21% nationally for FEMA risk score. It also sits in the lowest 8% nationally for typical home value. And it sits in the highest 17% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$173,611

Lower than 92% of U.S. ZIP codes
Home Price Growth, Past Five Years

67%

Higher than 83% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.1

Lower than 79% of U.S. ZIP codes

The boundary of ZIP Code 18705, in Luzerne, Pennsylvania.

The basics

Total Population

15,624

Median Age

36.5

Population Density

3,153.07

Home values & property tax

Median Property Tax

$2,388

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.37×

Lower than 75% of U.S. ZIP codes
Median Income

$59,344

Lower than 72% of U.S. ZIP codes
Median Rent

$1,024

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

6.2%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

43%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.1

Lower than 79% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18705: frequently asked questions

What is the typical home value in ZIP Code 18705?
The estimated median home value in ZIP Code 18705 today is $173,611, lower than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 18705?
The median annual property tax in ZIP Code 18705 is $2,388, an effective rate of 1.7% of home value.
Is ZIP Code 18705 expensive to live in?
Homes in ZIP Code 18705 cost about 2.37× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 18705?
The median gross rent in ZIP Code 18705 is $1,024 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18705?
Home prices in ZIP Code 18705 have moved 67% over the past five years (6.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18705?
ZIP Code 18705 has a population of 15,624, about 3,153.07 people per square mile, per the U.S. Census American Community Survey. The median age is 36.5.
What is the weather like in ZIP Code 18705?
ZIP Code 18705 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18705 at risk of flooding or natural disasters?
ZIP Code 18705's FEMA National Risk Index score is 40.1 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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