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ZIP Code 18706

Luzerne, Pennsylvania

ZCTA 18706

Juniper

ZIP Code 18706 is in the lowest 13% nationally for FEMA risk score. It also sits in the highest 7% nationally for home price growth over five years. And it sits in the lowest 12% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$190,193

Lower than 88% of U.S. ZIP codes
Home Price Growth, Past Five Years

75%

Higher than 93% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

31.2

Lower than 87% of U.S. ZIP codes

The boundary of ZIP Code 18706, in Luzerne, Pennsylvania.

The basics

Total Population

16,387

Median Age

38.3

Population Density

623.96

Home values & property tax

Median Property Tax

$2,240

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.36×

Lower than 75% of U.S. ZIP codes
Median Income

$58,558

Lower than 73% of U.S. ZIP codes
Median Rent

$965

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

9.7%

Higher than 86% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

76.7

Winter Avg Low (°F)

18.1

Avg Temperature (°F)

46.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

163.4

Annual Precipitation (in)

45.4

Annual Snowfall (in)

35.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

31.2

Lower than 87% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18706: frequently asked questions

What is the typical home value in ZIP Code 18706?
The estimated median home value in ZIP Code 18706 today is $190,193, lower than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 18706?
The median annual property tax in ZIP Code 18706 is $2,240, an effective rate of 1.6% of home value.
Is ZIP Code 18706 expensive to live in?
Homes in ZIP Code 18706 cost about 2.36× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 18706?
The median gross rent in ZIP Code 18706 is $965 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18706?
Home prices in ZIP Code 18706 have moved 75% over the past five years (9.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18706?
ZIP Code 18706 has a population of 16,387, about 623.96 people per square mile, per the U.S. Census American Community Survey. The median age is 38.3.
What is the weather like in ZIP Code 18706?
ZIP Code 18706 averages 46.6°F year-round, summer highs near 76.7°F, winter lows around 18.1°F (NOAA 1991–2020 normals). It sees about 35.6 inches of snow a year.
Is ZIP Code 18706 at risk of flooding or natural disasters?
ZIP Code 18706's FEMA National Risk Index score is 31.2 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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