The basics
Total Population
16,581
Median Age
40.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$147,500
Median Property Tax
$2,695
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.42
Median Rent
$959
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
5.6%
Pandemic Gain %
46%
Recession Drop %
-12%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.3
Winter Avg Low (°F)
22.8
Avg Temperature (°F)
51.3
Hot Days/yr (>90°F)
11.7
Freezing Days/yr (<32°F)
121.8
Annual Precipitation (in)
38.7
Annual Snowfall (in)
45.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
50.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 18640: frequently asked questions
- What is the median home value in ZIP Code 18640?
- The median home value in ZIP Code 18640 is $147,500, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 18640?
- The median annual property tax in ZIP Code 18640 is $2,695, an effective rate of 2% of home value.
- Is ZIP Code 18640 expensive to live in?
- Homes in ZIP Code 18640 cost about 2.42× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 18640?
- The median gross rent in ZIP Code 18640 is $959 a month, higher than 57% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 18640?
- Home prices in ZIP Code 18640 have moved 60% over the past five years (5.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 18640?
- ZIP Code 18640 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
- Is ZIP Code 18640 at risk of flooding or natural disasters?
- ZIP Code 18640's FEMA National Risk Index score is 50.9 (lower than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →