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ZIP Code 18702

Luzerne, Pennsylvania

ZCTA 18702

Juniper

ZIP Code 18702 is in the lowest 15% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price growth over five years. And it sits in the lowest 4% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$162,920

Lower than 94% of U.S. ZIP codes
Home Price Growth, Past Five Years

81%

Higher than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33.7

Lower than 85% of U.S. ZIP codes

The boundary of ZIP Code 18702, in Luzerne, Pennsylvania.

The basics

Total Population

41,970

Median Age

39.1

Population Density

537.48

Home values & property tax

Median Property Tax

$2,221

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.34×

Lower than 76% of U.S. ZIP codes
Median Income

$56,378

Lower than 77% of U.S. ZIP codes
Median Rent

$1,011

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

-7.4%

Lower than 96% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

61%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.5%

Climate & weather

Summer Avg High (°F)

76.7

Winter Avg Low (°F)

18.1

Avg Temperature (°F)

46.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

163.4

Annual Precipitation (in)

48.8

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33.7

Lower than 85% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18702: frequently asked questions

What is the typical home value in ZIP Code 18702?
The estimated median home value in ZIP Code 18702 today is $162,920, lower than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 18702?
The median annual property tax in ZIP Code 18702 is $2,221, an effective rate of 1.7% of home value.
Is ZIP Code 18702 expensive to live in?
Homes in ZIP Code 18702 cost about 2.34× the median household income, lower than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 18702?
The median gross rent in ZIP Code 18702 is $1,011 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18702?
Home prices in ZIP Code 18702 have moved 81% over the past five years (-7.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18702?
ZIP Code 18702 has a population of 41,970, about 537.48 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 18702?
ZIP Code 18702 averages 46.6°F year-round, summer highs near 76.7°F, winter lows around 18.1°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18702 at risk of flooding or natural disasters?
ZIP Code 18702's FEMA National Risk Index score is 33.7 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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