Back to Explorer

ZIP Code 18707

Luzerne, Pennsylvania

ZCTA 18707

Juniper

ZIP Code 18707 is in the lowest 23% nationally for FEMA risk score. It also sits in the highest 14% nationally for median income. And it sits in the lowest 33% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$358,873

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

52%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.9

Lower than 77% of U.S. ZIP codes

The boundary of ZIP Code 18707, in Luzerne, Pennsylvania.

The basics

Total Population

16,689

Median Age

45.4

Population Density

326.94

Home values & property tax

Median Property Tax

$3,638

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.75×

Lower than 63% of U.S. ZIP codes
Median Income

$109,567

Higher than 86% of U.S. ZIP codes
Median Rent

$868

Lower than 67% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.2%

Higher than 56% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

5.2%

Climate & weather

Summer Avg High (°F)

76.7

Winter Avg Low (°F)

18.1

Avg Temperature (°F)

46.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

163.4

Annual Precipitation (in)

46.1

Annual Snowfall (in)

35.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.9

Lower than 77% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18707: frequently asked questions

What is the typical home value in ZIP Code 18707?
The estimated median home value in ZIP Code 18707 today is $358,873, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 18707?
The median annual property tax in ZIP Code 18707 is $3,638, an effective rate of 1.2% of home value.
Is ZIP Code 18707 expensive to live in?
Homes in ZIP Code 18707 cost about 2.75× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 18707?
The median gross rent in ZIP Code 18707 is $868 a month, lower than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18707?
Home prices in ZIP Code 18707 have moved 52% over the past five years (4.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18707?
ZIP Code 18707 has a population of 16,689, about 326.94 people per square mile, per the U.S. Census American Community Survey. The median age is 45.4.
What is the weather like in ZIP Code 18707?
ZIP Code 18707 averages 46.6°F year-round, summer highs near 76.7°F, winter lows around 18.1°F (NOAA 1991–2020 normals). It sees about 35.6 inches of snow a year.
Is ZIP Code 18707 at risk of flooding or natural disasters?
ZIP Code 18707's FEMA National Risk Index score is 41.9 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer