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ZIP Code 18704

Luzerne, Pennsylvania

FIPS 18704

Juniper

ZIP Code 18704 is in the top 9% nationally for appreciation 1yr %. It also sits in the top 9% nationally for HPI growth 5yr %. And it sits in the top 28% nationally for FEMA risk score.

Median Home Value

$162,000

Lower than 63% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

45.8

Lower than 72% of U.S. ZIP codes

The basics

Total Population

31,149

Median Age

41.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$162,000

Lower than 63%

Median Property Tax

$2,398

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.51

Lower than 62%

Median Rent

$1,006

Higher than 60%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Appreciation 1yr %

7.9%

Higher than 91%

Pandemic Gain %

47%

Recession Drop %

-9.9%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

45.8

Lower than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 18704: frequently asked questions

What is the median home value in ZIP Code 18704?
The median home value in ZIP Code 18704 is $162,000, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 18704?
The median annual property tax in ZIP Code 18704 is $2,398, an effective rate of 1% of home value.
Is ZIP Code 18704 expensive to live in?
Homes in ZIP Code 18704 cost about 2.51× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 18704?
The median gross rent in ZIP Code 18704 is $1,006 a month, higher than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18704?
Home prices in ZIP Code 18704 have moved 65% over the past five years (7.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 18704?
ZIP Code 18704 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18704 at risk of flooding or natural disasters?
ZIP Code 18704's FEMA National Risk Index score is 45.8 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →