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ZIP Code 18708

Luzerne, Pennsylvania

ZCTA 18708

Juniper

ZIP Code 18708 is in the lowest 7% nationally for FEMA risk score. It also sits in the lowest 8% nationally for home price growth over the past year. And it sits in the highest 20% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$301,888

Lower than 59% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 64% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

22.9

Lower than 93% of U.S. ZIP codes

The boundary of ZIP Code 18708, in Luzerne, Pennsylvania.

The basics

Total Population

8,867

Median Age

48.8

Population Density

554.25

Home values & property tax

Median Property Tax

$3,616

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.69×

Lower than 65% of U.S. ZIP codes
Median Income

$98,545

Higher than 80% of U.S. ZIP codes
Median Rent

$1,072

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

-4.5%

Lower than 92% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

3.6%

Climate & weather

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

22.9

Lower than 93% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18708: frequently asked questions

What is the typical home value in ZIP Code 18708?
The estimated median home value in ZIP Code 18708 today is $301,888, lower than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 18708?
The median annual property tax in ZIP Code 18708 is $3,616, an effective rate of 1.4% of home value.
Is ZIP Code 18708 expensive to live in?
Homes in ZIP Code 18708 cost about 2.69× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 18708?
The median gross rent in ZIP Code 18708 is $1,072 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18708?
Home prices in ZIP Code 18708 have moved 48% over the past five years (-4.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18708?
ZIP Code 18708 has a population of 8,867, about 554.25 people per square mile, per the U.S. Census American Community Survey. The median age is 48.8.
What is the weather like in ZIP Code 18708?
ZIP Code 18708 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18708 at risk of flooding or natural disasters?
ZIP Code 18708's FEMA National Risk Index score is 22.9 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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