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ZIP Code 18643

Luzerne, Pennsylvania

FIPS 18643

Juniper

ZIP Code 18643 is in the top 28% nationally for HPI growth 5yr %.

Median Home Value

$174,500

Lower than 58% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

66.5

Near the U.S. ZIP codes median

The basics

Total Population

12,848

Median Age

45.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$174,500

Lower than 58%

Median Property Tax

$3,114

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.76

Near median

Median Rent

$981

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

-8.6%

Higher than 57%

Pandemic Gain %

32%

Recession Drop %

-8.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

66.5

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 18643: frequently asked questions

What is the median home value in ZIP Code 18643?
The median home value in ZIP Code 18643 is $174,500, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 18643?
The median annual property tax in ZIP Code 18643 is $3,114, an effective rate of 2% of home value.
Is ZIP Code 18643 expensive to live in?
Homes in ZIP Code 18643 cost about 2.76× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 18643?
The median gross rent in ZIP Code 18643 is $981 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18643?
Home prices in ZIP Code 18643 have moved 49% over the past five years (-8.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 18643?
ZIP Code 18643 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18643 at risk of flooding or natural disasters?
ZIP Code 18643's FEMA National Risk Index score is 66.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →