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ZIP Code 18643

Luzerne, Pennsylvania

ZCTA 18643

Juniper

ZIP Code 18643 is in the 3th percentile nationally for home price growth over the past year. It also sits in the lowest 14% nationally for typical home value. And it sits in the lowest 35% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$197,788

Lower than 86% of U.S. ZIP codes
Home Price Growth, Past Five Years

49%

Lower than 59% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

60.8

Lower than 56% of U.S. ZIP codes

The boundary of ZIP Code 18643, in Luzerne, Pennsylvania.

The basics

Total Population

12,848

Median Age

45.1

Population Density

703.1

Home values & property tax

Median Property Tax

$3,114

Property Tax Rateyearly tax as a share of home value

1.8%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.76×

Lower than 62% of U.S. ZIP codes
Median Income

$63,125

Lower than 65% of U.S. ZIP codes
Median Rent

$981

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

-8.6%

Lower than 97% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

32%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.5%

Climate & weather

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

60.8

Lower than 56% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18643: frequently asked questions

What is the typical home value in ZIP Code 18643?
The estimated median home value in ZIP Code 18643 today is $197,788, lower than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 18643?
The median annual property tax in ZIP Code 18643 is $3,114, an effective rate of 1.8% of home value.
Is ZIP Code 18643 expensive to live in?
Homes in ZIP Code 18643 cost about 2.76× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 18643?
The median gross rent in ZIP Code 18643 is $981 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18643?
Home prices in ZIP Code 18643 have moved 49% over the past five years (-8.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18643?
ZIP Code 18643 has a population of 12,848, about 703.1 people per square mile, per the U.S. Census American Community Survey. The median age is 45.1.
What is the weather like in ZIP Code 18643?
ZIP Code 18643 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18643 at risk of flooding or natural disasters?
ZIP Code 18643's FEMA National Risk Index score is 60.8 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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