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ZIP Code 18642

Luzerne, Pennsylvania

ZCTA 18642

Juniper

ZIP Code 18642 is in the highest 16% nationally for FEMA risk score. It also sits in the lowest 13% nationally for typical home value. And it sits in the highest 22% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$194,261

Lower than 87% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

89.4

Higher than 84% of U.S. ZIP codes

The boundary of ZIP Code 18642, in Luzerne, Pennsylvania.

The basics

Total Population

4,530

Median Age

39.1

Population Density

845.03

Home values & property tax

Median Property Tax

$2,641

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.59×

Lower than 68% of U.S. ZIP codes
Median Income

$61,250

Lower than 69% of U.S. ZIP codes
Median Rent

$1,187

Higher than 63% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.5%

Higher than 78% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

31%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

38.7

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

89.4

Higher than 84% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18642: frequently asked questions

What is the typical home value in ZIP Code 18642?
The estimated median home value in ZIP Code 18642 today is $194,261, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 18642?
The median annual property tax in ZIP Code 18642 is $2,641, an effective rate of 1.7% of home value.
Is ZIP Code 18642 expensive to live in?
Homes in ZIP Code 18642 cost about 2.59× the median household income, lower than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 18642?
The median gross rent in ZIP Code 18642 is $1,187 a month, higher than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18642?
Home prices in ZIP Code 18642 have moved 53% over the past five years (7.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18642?
ZIP Code 18642 has a population of 4,530, about 845.03 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 18642?
ZIP Code 18642 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18642 at risk of flooding or natural disasters?
ZIP Code 18642's FEMA National Risk Index score is 89.4 (higher than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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