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ZIP Code 18644

Luzerne, Pennsylvania

FIPS 18644

Juniper

ZIP Code 18644 is in the top 13% nationally for FEMA risk score. It also sits in the top 25% nationally for HPI growth 5yr %. And it sits in the top 32% nationally for appreciation 1yr %.

Median Home Value

$179,200

Lower than 57% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

26.1

Lower than 87% of U.S. ZIP codes

The basics

Total Population

7,552

Median Age

50.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$179,200

Lower than 57%

Median Property Tax

$3,106

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.56

Lower than 61%

Median Rent

$922

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 75%

Appreciation 1yr %

0.69%

Higher than 68%

Pandemic Gain %

37%

Recession Drop %

-6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

26.1

Lower than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 18644: frequently asked questions

What is the median home value in ZIP Code 18644?
The median home value in ZIP Code 18644 is $179,200, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 18644?
The median annual property tax in ZIP Code 18644 is $3,106, an effective rate of 2% of home value.
Is ZIP Code 18644 expensive to live in?
Homes in ZIP Code 18644 cost about 2.56× the median household income, lower than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 18644?
The median gross rent in ZIP Code 18644 is $922 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 18644?
Home prices in ZIP Code 18644 have moved 51% over the past five years (0.69% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 18644?
ZIP Code 18644 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18644 at risk of flooding or natural disasters?
ZIP Code 18644's FEMA National Risk Index score is 26.1 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →