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ZIP Code 18660

Luzerne, Pennsylvania

ZCTA 18660

Juniper

ZIP Code 18660 is in the lowest 31% nationally for FEMA risk score. It also sits in the lowest 13% nationally for home price growth over five years. And it sits in the lowest 23% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$230,615

Lower than 77% of U.S. ZIP codes
Home Price Growth, Past Five Years

36%

Lower than 87% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.3

Lower than 69% of U.S. ZIP codes

The boundary of ZIP Code 18660, in Luzerne, Pennsylvania.

The basics

Total Population

3,137

Median Age

48

Population Density

67.95

Home values & property tax

Median Property Tax

$2,277

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.57×

Lower than 69% of U.S. ZIP codes
Median Income

$80,568

Higher than 63% of U.S. ZIP codes
Median Rent

$960

Lower than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.91%

Lower than 70% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

28%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

15%

Climate & weather

Summer Avg High (°F)

78.1

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

47.6

Hot Days/yr (>90°F)

4.2

Freezing Days/yr (<32°F)

145.1

Annual Precipitation (in)

46.1

Annual Snowfall (in)

35.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.3

Lower than 69% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18660: frequently asked questions

What is the typical home value in ZIP Code 18660?
The estimated median home value in ZIP Code 18660 today is $230,615, lower than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 18660?
The median annual property tax in ZIP Code 18660 is $2,277, an effective rate of 1.1% of home value.
Is ZIP Code 18660 expensive to live in?
Homes in ZIP Code 18660 cost about 2.57× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 18660?
The median gross rent in ZIP Code 18660 is $960 a month, lower than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18660?
Home prices in ZIP Code 18660 have moved 36% over the past five years (0.91% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 18660?
ZIP Code 18660 has a population of 3,137, about 67.95 people per square mile, per the U.S. Census American Community Survey. The median age is 48.
What is the weather like in ZIP Code 18660?
ZIP Code 18660 averages 47.6°F year-round, summer highs near 78.1°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 35.6 inches of snow a year.
Is ZIP Code 18660 at risk of flooding or natural disasters?
ZIP Code 18660's FEMA National Risk Index score is 50.3 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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