← Back to Explorer

ZIP Code 18709

Luzerne, Pennsylvania

ZCTA 18709

Juniper

ZIP Code 18709 is in the lowest 22% nationally for FEMA risk score. It also sits in the lowest 2% nationally for typical home value. And it sits in the lowest 7% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$125,389

Lower than 98% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Lower than 56% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.2

Lower than 78% of U.S. ZIP codes

The boundary of ZIP Code 18709, in Luzerne, Pennsylvania.

The basics

Total Population

2,910

Median Age

46.1

Population Density

3,828.59

Home values & property tax

Median Property Tax

$1,715

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.7×

Lower than 64% of U.S. ZIP codes
Median Income

$42,135

Lower than 93% of U.S. ZIP codes
Median Rent

$807

Lower than 76% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

36%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.3

Hot Days/yr (>90°F)

11.7

Freezing Days/yr (<32°F)

121.8

Annual Precipitation (in)

45.4

Annual Snowfall (in)

45.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.2

Lower than 78% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 18709: frequently asked questions

What is the typical home value in ZIP Code 18709?
The estimated median home value in ZIP Code 18709 today is $125,389, lower than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 18709?
The median annual property tax in ZIP Code 18709 is $1,715, an effective rate of 1.5% of home value.
Is ZIP Code 18709 expensive to live in?
Homes in ZIP Code 18709 cost about 2.7× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 18709?
The median gross rent in ZIP Code 18709 is $807 a month, lower than 76% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 18709?
Home prices in ZIP Code 18709 have moved 51% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 18709?
ZIP Code 18709 has a population of 2,910, about 3,828.59 people per square mile, per the U.S. Census American Community Survey. The median age is 46.1.
What is the weather like in ZIP Code 18709?
ZIP Code 18709 averages 51.3°F year-round, summer highs near 82.3°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 45.1 inches of snow a year.
Is ZIP Code 18709 at risk of flooding or natural disasters?
ZIP Code 18709's FEMA National Risk Index score is 41.2 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer