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ZIP Code 48637

Saginaw, Michigan

FIPS 48637

Juniper

ZIP Code 48637 is in the top 14% nationally for FEMA risk score. It also sits in the top 17% nationally for HPI growth 5yr %. And it sits in the top 24% nationally for appreciation 1yr %.

Median Home Value

$158,600

Lower than 65% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

28.9

Lower than 86% of U.S. ZIP codes

The basics

Total Population

3,024

Median Age

45.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$158,600

Lower than 65%

Median Property Tax

$2,514

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.41

Lower than 65%

Median Rent

$740

Lower than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 83%

Appreciation 1yr %

2.9%

Higher than 76%

Pandemic Gain %

45%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.9

Winter Avg Low (°F)

19.1

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

10.1

Freezing Days/yr (<32°F)

135.9

Annual Precipitation (in)

33.4

Annual Snowfall (in)

49

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.9

Lower than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48637: frequently asked questions

What is the median home value in ZIP Code 48637?
The median home value in ZIP Code 48637 is $158,600, lower than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 48637?
The median annual property tax in ZIP Code 48637 is $2,514, an effective rate of 2% of home value.
Is ZIP Code 48637 expensive to live in?
Homes in ZIP Code 48637 cost about 2.41× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 48637?
The median gross rent in ZIP Code 48637 is $740 a month, lower than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48637?
Home prices in ZIP Code 48637 have moved 57% over the past five years (2.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48637?
ZIP Code 48637 averages 48°F year-round, summer highs near 79.9°F, winter lows around 19.1°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48637 at risk of flooding or natural disasters?
ZIP Code 48637's FEMA National Risk Index score is 28.9 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →