Back to Explorer

ZIP Code 48637

Saginaw, Michigan

ZCTA 48637

Juniper

ZIP Code 48637 is in the lowest 11% nationally for FEMA risk score. It also sits in the lowest 11% nationally for typical home value. And it sits in the lowest 16% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$186,871

Lower than 89% of U.S. ZIP codes
Home Price Growth, Past Five Years

57%

Higher than 63% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

27.8

Lower than 89% of U.S. ZIP codes

The boundary of ZIP Code 48637, in Saginaw, Michigan.

The basics

Total Population

3,024

Median Age

45.6

Population Density

42.67

Home values & property tax

Median Property Tax

$2,514

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.41×

Lower than 74% of U.S. ZIP codes
Median Income

$65,865

Lower than 60% of U.S. ZIP codes
Median Rent

$740

Lower than 84% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.9%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

27%

Climate & weather

Summer Avg High (°F)

79.9

Winter Avg Low (°F)

19.1

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

10.1

Freezing Days/yr (<32°F)

135.9

Annual Precipitation (in)

33.4

Annual Snowfall (in)

49

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

27.8

Lower than 89% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48637: frequently asked questions

What is the typical home value in ZIP Code 48637?
The estimated median home value in ZIP Code 48637 today is $186,871, lower than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 48637?
The median annual property tax in ZIP Code 48637 is $2,514, an effective rate of 1.6% of home value.
Is ZIP Code 48637 expensive to live in?
Homes in ZIP Code 48637 cost about 2.41× the median household income, lower than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 48637?
The median gross rent in ZIP Code 48637 is $740 a month, lower than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48637?
Home prices in ZIP Code 48637 have moved 57% over the past five years (2.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48637?
ZIP Code 48637 has a population of 3,024, about 42.67 people per square mile, per the U.S. Census American Community Survey. The median age is 45.6.
What is the weather like in ZIP Code 48637?
ZIP Code 48637 averages 48°F year-round, summer highs near 79.9°F, winter lows around 19.1°F (NOAA 1991–2020 normals). It sees about 49 inches of snow a year.
Is ZIP Code 48637 at risk of flooding or natural disasters?
ZIP Code 48637's FEMA National Risk Index score is 27.8 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer